FAQ

Here are some questions asked by previous customers that might help you when visiting our website.

1. I am currently in the military.  Can I qualify for one of the Payday loans?
   At the present time, military personnel cannot qualify to receive a loan from Payday loans.
2. I do not have a bank account. Can I obtain a Payday loan?
   If you do not have a bank account - preferably a checking account - you cannot qualify for a loan from Payday Loans.
3. I opened a checking account last week. Do I qualify for a Payday loan?
   Yes, you qualify for a Payday loan provided you meet the other requirements necessary as well.
4. I have been steadily employed now for just over six months; can I qualify for a Payday loan?
   Yes, provided you meet all other qualifications, you can qualify for one of Payday loans.
5. I have been employed for over a year and make just over $1,000.00 a month; do I qualify for a Payday loan?
   Although you meet the minimum employment requirement, your income is below the $1,200 - $1,500 per month qualification amount, so therefore you do not qualify for a Payday Loan.
6. I am 17 years old and have been working for eight months now; do I qualify for a Payday Loan?
   Although you meet the minimum employment requirement, you must be 18 years of age or older.
7. I am currently receiving benefits; therefore, I have an income; do I qualify for a Payday Loan?
   If you are self-employed or receiving benefits, you do not qualify.
8. I filled out the form, but have yet to hear back from Payday Loans; what might the problem be?
   You may have accidentally put down the wrong bank account, bank transit number, or the wrong social security number. Please, reapply with the correct information.
9. If I am seeking a loan with another Payday agent or company, can I apply for a loan with Payday Loans?
   Until your loan has cleared the other Payday agent or company has been declined, we cannot accept an application for a Payday Loan at our branch.
10. My application was declined because I was in default on another payday loan; do I qualify to apply for another Payday Loan?
    You may qualify for a Payday Loan, but only after you have rectified the default situation on your other loan.

Did this information help? If not, please send us your questions by e-mail; we will be happy to assist you.

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